SYS

Systemize Intelligence

FOS Decision Analytics

Dashboard

FOS irresponsible lending decision intelligence

Total Decisions

33

Cases reviewed

Upheld Rate

12.1%

4 of 33 upheld

Avg. Redress

£0

0 cases with redress

Repeat Lenders

3

of 15 total lenders

Most Common Uphold Reasons
036912InadequateAffordabilityChecksPoorCreditworthinessAssessment
By Product Type
Instalment Loan36%
Other24%
Personal Loan21%
Credit Card9%
Payday Loan6%
Latest Decisions
DRN-6520731
Not Upheld

Everyday Lending Limited

4 Aug 2026

DRN-6451033
Not Upheld

Monthly Advance Loans Limited

4 Aug 2026

DRN-6451033
Not Upheld

Monthly Advance Loans Limited

4 Aug 2026

DRN-6474200
Not Upheld

Madison CF UK Limited

4 Aug 2026

DRN-6474200
Not Upheld

Madison CF UK Limited

4 Aug 2026

DRN-6464126
Not Upheld

Valour Finance Limited

4 Aug 2026